What is VantageScore®*?

If you’re not familiar with credit scores or just want to know a little bit more about VantageScore®, this article is for you. What is VantageScore®? Created by a joint venture between the big three credit bureaus, Equifax, Experian, and TransUnion, VantageScore® is a credit scoring system developed in 2006. [1] Credit scores can help lenders evaluate credit reports by summarizing the credit risk into a three digit number and, when used in underwriting, can affect the terms [...]