Get back in
the fast lane

Get back in
the fast lane

Auto Refinance. How do I refinance my car?

Refinancing your auto loan with Mariner Finance is simple and doesn’t have to be expensive. Our experienced team members will assists you with a new loan that may better fits your current financial needs.

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Discover other car loans

Simplify your day at the car dealership by taking the loan factor out of the mix and concentrating solely on the purchase price. Thanking about replacing your current vehicle with a new or pre-owner one? Let’s discuss.

New Car Loans

You’ll be offered flexible terms and affordable monthly payments, getting you purchase-ready by the time the salesman offers to throw in the floor mats at no extra charge.

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Used Car Loans

You’ll be offered flexible terms and affordable monthly payments, getting you purchase-ready by the time the salesman offers to throw in the floor mats at no extra charge.

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How our car loans work

The process of purchasing a car or even refinancing one can get unnecessarily confusing. We prefer simple, friendly, and relaxed. We’ll make sure the entire experience is an efficient one that leaves you more informed than when you started.

Learn how to apply for an auto loan

Why choose
Mariner Finance?

Our consultants are prepared to take the guesswork out of purchasing or refinancing a car—with

  • Relevant expertise
  • Competitive rates
  • Highly developed listening skills

How has Mariner come through for you?

Share Your Story

I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application.

Starlet

Personal
loans for
when life
happens

Got questions?
Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a
person—in person?

You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.

What is a
personal loan?

Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals.

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& seasonal offers.

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We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. As a result, under our customer identification program, we must ask for your name, street address, mailing address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

California Residents: Loans made or arranged pursuant to a California Financing Law license.

Mariner Finance, LLC, NMLS No. 166564 (www.nmlsconsumeraccess.com)
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.