Back-to-school doesn’t just mean K through 12; it includes college as well! Whether you are sending your child off to school or going back yourself, cut costs with these college planning tips. Are your kids not in college? We’ve still got you covered with our Back-to-School: Money-Saving Tips blog! Look into Federal Student Aid Start off by looking into FAFSA, which stands for Free Application for Federal Student Aid. Here you can create an [...]
Affordable Day Trips in Ohio If you are in the process of planning day trips in Ohio with your family this summer this may be the perfect article for you. There are over 70 state parks you can choose from and various Ohio attractions you should visit. With so many options, Ohio is sure to have something the whole family can enjoy! Thinking about taking an extended day trip? Check out what Ohio has [...]
How To Save Money On Vacation Regardless if you are going on a day trip or a full on family vacation, Mariner Finance has gathered tips to save you even more money during this fun, yet usually costly time of year! Getting There Renting a car can save on the wear and tear of your vehicle. With coupons and online discounts, this amenity will actually save you money in the long run. Bring your [...]
To close out our home buying guide, we have compiled answers to questions (FAQ’s) you may have about the home buying process. Refer to Step 1 and Step 2 of our home buying guide to help you with basic home-buying terminology such as pre-approval and loan points, and to understand your pre-disclosure documents, available financing options, and more! 1) The Mortgage Loan Originator (MLO) asked about my race, gender and ethnicity. Is this legal? [...]
Now that you know your credit qualifies you for a mortgage, and the maximum dollar amount you are qualified for, you can shop for homes based on the approval criteria. Not sure about your pre-approval? Check out our Guide to Home Buying – Step One to get started from the beginning. When to use a “Buyer’s Agent” If you are buying a home for the first time, it is recommended that you use a [...]
Buying a home can be an intimidating and seemingly daunting process. Whether you are a first-time home buyer, or have been a homeowner for an extended period of time, the following provides a useful guide to help you make an educated home buying decision. Before you begin your home search, […]
Inexpensive Cookout Ideas Discover our inexpensive cookout ideas! It’s that time of year again! When the weather is nice, having friends and family over for a cookout can be a great time. Whether it’s for a holiday or just to get together, cookouts can easily become costly if you do not plan accordingly. Before your next cookout, use these cookout budgeting tips to help you save big! Cheap and Easy cookout ideas Ask for [...]
How to Get the Best Deal on Airfare How do you get the best deal on airfare? According to a study done by CheapAir.com, you should book your flight 76 days in advance, on average, to receive the lowest possible price. Now don’t go counting out 76 days just yet…every person’s trip is different and a variety of factors went into obtaining this number. CheapAir.com does state booking a flight within 21-115 days in [...]
Declaring bankruptcy is a major decision that should only be made after exploring all feasible options of debt repayment. While bankruptcy can eliminate most debts under the protection of the federal bankruptcy court, it will not alleviate one from tax liabilities, child support, or spousal support. It can also have damaging effects on your credit report for 7-10 years, making it very difficult to borrow or receive any kind of credit in the future. [...]
While moving can be exciting, the actual act of moving can be stressful and take months of planning. Whether this is your first move or one of many, we rounded up some tips and tricks that will make your big move easy! Tips For Moving 1. Have a yard sale! This is a great way to get rid of unwanted items AND make extra cash. 2. Do not limit yourself to packing using just boxes. Backpacks hold laptops, [...]
