Financial Advice and Tips

August 11, 2021 You said “I do” to the love of your life and shared the exciting news with close friends and family. Now, the only thing standing between you and forever with your significant other is a wedding. Where do you start? How long does wedding planning take? If you're here because you're nervous, overwhelmed, and in need of answers, check out this list of tips for planning a wedding. Handy Tips for Planning a Wedding Planning [...]

The point of sale can be a very exciting, but also stressful time for both a customer and dealer.  A consumer’s excitement can, at times, be over shadowed by the stress of wondering how to budget for the purchase. In this moment, dealers can offer a potential solution to customers with the help of Mariner Finance’s Buy Now, Pay Later point of sale financing.  Mariner Finance’s Buy Now, Pay Later Point of Sale Financing– No Payment for 90 [...]

September 2, 2021 The Emergency Rental Assistance Program was created to assist households that are unable to pay rent and utilities due to the COVID-19 pandemic. $25 billion in funds are being provided directly to states, U.S. territories, local governments, and Indian tribes (described as “eligible grantees”) to help fund this initiative.  If you were unable to pay your rent or utilities during the COVID-19 pandemic, depending on your location, there may be assistance for you. Find Rental [...]

If you’re not familiar with credit scores or just want to know a little bit more about VantageScore®, this article is for you. What is VantageScore®? Created by a joint venture between the big three credit bureaus, Equifax, Experian, and TransUnion, VantageScore® is a credit scoring system developed in 2006. [1] Credit scores can help lenders evaluate credit reports by summarizing the credit risk into a three digit number and, when used in underwriting, can affect the terms [...]

Lost Wage Assistance Program The Lost Wage Assistance Program was created through an executive order to provide an additional payment ($300) on top of the weekly unemployment benefits for those who are eligible. Click below to find out the program details for your state: Alabama California Delaware Florida Georgia Illinois Indiana Kentucky Louisiana Maryland Missouri Mississippi North Carolina New Jersey New York Ohio Pennsylvania South Carolina Tennessee Texas Utah Virginia Washington Wisconsin

Credit inquiries are an unavoidable aspect of life in America. They are necessary when you apply for credit cards or loans. You might have to submit a credit application to move into a new apartment or home. The very mention of credit checks can make some people uncomfortable. However, they’re intimidating because there’s a lot of misinformation about them.  To know the difference between hard inquiries vs. soft inquiries, review this guide on the two types of credit [...]

While it is certainly possible to live in the United States without needing credit, the reality is that most people will need access to it at some point. Whether it’s renting an apartment or buying a new vehicle, credit is a big part of the American economy and knowing how to build and maintain credit is an important skill. Building credit is critical to receiving the best credit offers. With good credit, you may qualify for more types [...]

Late payments can happen to anyone, even the most diligent person. Life gets busy and you forget to set up your autopay on a new credit card. Maybe you had a financial hiccup and needed some extra time to make your car payment. Either way, while mostly avoidable, sometimes they’re out of necessity. Fortunately, you can avoid the one-off late payments and set yourself up for consistent on-time payments with the tips in this blog. And if you [...]