Financial Advice and Tips

Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide to learn how. How Your Credit Report Impacts Your Loan Options Your credit score – a figure that represents the information in your [...]

Your credit report is a snapshot of your ability to manage debt. Your credit report and credit score determine whether or not you qualify for a variety of financial tools, especially loans. To confidently apply and qualify for the best loan terms, you can take simple steps to boost your credit score. Review this guide to learn how. How Your Credit Report Impacts Your Loan Options Your credit score – a figure that represents the information in your [...]

If you live in America, there’s a good chance you have some debt. Whether you have a few credit cards or several student loans, it’s hard to escape the world of debt. However, debt consolidation loans may be way you can better manage your debt. Not every debt consolidation loan is the same, though. Before you decide to apply for one, review this comprehensive guide to finding reputable debt consolidation loans. What Is Debt Consolidation? Debt consolidation is [...]

A credit score may be used by various companies in their evaluation of whether to do business with you. Your credit score may determine whether you can rent a car, lease an apartment, qualify for a mortgage, finance a car, or get a credit card. Utility companies will check your credit score to decide whether to charge you a deposit to turn on your service and insurance companies will check your credit score to set your auto insurance [...]

Debt-to-income ratio (DTI) What is debt-to-income ratio and why is it important? These are all great questions and in this article we will do our best to answer them. Your debt-to-income ratio, also known as DTI, is a measure of how much debt you have compared to your income.  “Your DTI is one way lenders measure your ability to manage the payments you make every month to repay the money you have borrowed.” according to www.consumerfinance.gov.”  To calculate [...]

The 12 Best Money Saving Apps 2019 We all can agree saving money is a good idea even though sometimes it can feel like a difficult task. The advancements of mobile phones and mobile applications have made saving money easier and less time- consuming. If you’re looking to save money this article is for you. We reviewed 12 of the best money-saving apps to hit the market so you can know if they are right for you. [...]

Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1.   Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for a certain time period. This time period can be weekly, bi-weekly, monthly, etc. When utilizing this tip, it is most helpful to [...]

If you are searching for the best way to get a loan, storefront lenders are not your only options. Let us tell you about another option, online personal loans. Today will show you how to apply for an online loan. […]

With back-to-school season looming ahead, it’s a good idea to start looking for ways to save on all those end of summer purchases. We took a look at the states we are currently located in, and found that many of them offer tax-free shopping days in 2018. These sales tax holidays are a great way to save money this upcoming school year. Don’t live in one of these states? Plan a day trip with [...]

Romantic Valentines Ideas on a Budget Valentine’s Day is right around the corner! Whether you are single, or have been in a significant relationship for many years, Valentine’s Day is a great opportunity to spoil the people/person you love. We have compiled a list of 5 Valentine’s Day ideas for any budget. Valentines on a budget Make his or her day super special by using all 5 ideas below: Chocolate Covered strawberries! They are the symbol of love [...]