Financial Advice and Tips

Find informative articles on financial advice and tips. Discover what you should know in this section of our blog dedicated to improving your financial literacy and acumen.

Back-to-School: College

Back-to-school doesn’t just mean K through 12; it includes college as well! Whether you are sending your child off to school or going back yourself, cut costs with these college planning tips. Are your kids not in college? We’ve still got you covered with our Back-to-School: Money-Saving Tips blog! Look into Federal Student Aid Start off by looking into FAFSA, which stands for Free Application for Federal Student Aid. Here you can create an [...]

Back-to-School: College2022-01-07T18:36:10+00:00

Back-to-School: Money-Saving Tips

Ready or not, back-to-school season has arrived! Whether you have kids or are headed back-to-school yourself, you already know how costly this time of year can be. According to a recent study, parents spend about $685 on school-related expenses each year. From school supplies to back-to-school clothing shopping, these tips will help keep you from exceeding your budget. Back-to-Basics: Start off your back-to-school shopping by […]

Back-to-School: Money-Saving Tips2022-01-07T18:45:10+00:00

Private: Reverse Mortgage Facts

With pension plans declining, and more people becoming reliant on Social Security, maintaining a reasonable standard of living after retirement might seem like a pipe dream to some. For individuals who own their own home, a reverse mortgage may be an option that can help make ends meet. What qualifications are needed to be considered for a reverse mortgage? A reverse mortgage is available to individuals 62 years of age and older who own [...]

Private: Reverse Mortgage Facts2022-01-08T06:46:23+00:00

Money-Saving Vacation Tips

How To Save Money On Vacation Regardless if you are going on a day trip or a full on family vacation, Mariner Finance has gathered tips to save you even more money during this fun, yet usually costly time of year! Getting There Renting a car can save on the wear and tear of your vehicle. With coupons and online discounts, this amenity will actually save you money in the long run. Bring your [...]

Money-Saving Vacation Tips2022-01-07T18:06:57+00:00

Home Buying FAQ’s

To close out our home buying guide, we have compiled answers to questions (FAQ’s) you may have about the home buying process. Refer to Step 1 and Step 2 of our home buying guide to help you with basic home-buying terminology such as pre-approval and loan points, and to understand your pre-disclosure documents, available financing options, and more! 1) The Mortgage Loan Originator (MLO) asked about my race, gender and ethnicity. Is this legal? [...]

Home Buying FAQ’s2022-01-07T18:13:20+00:00

Step Two – To Buying a Home!

Now that you know your credit qualifies you for a mortgage, and the maximum dollar amount you are qualified for, you can shop for homes based on the approval criteria. Not sure about your pre-approval? Check out our Guide to Home Buying – Step One to get started from the beginning. When to use a “Buyer’s Agent” If you are buying a home for the first time, it is recommended that you use a [...]

Step Two – To Buying a Home!2022-01-07T12:04:40+00:00

Guide to Home Buying-Step 1

Buying a home can be an intimidating and seemingly daunting process. Whether you are a first-time home buyer, or have been a homeowner for an extended period of time, the following provides a useful guide to help you make an educated home buying decision. Before you begin your home search, […]

Guide to Home Buying-Step 12022-01-07T11:57:15+00:00

Affordable Cookout Ideas

Inexpensive Cookout Ideas Discover our inexpensive cookout ideas! It’s that time of year again! When the weather is nice, having friends and family over for a cookout can be a great time. Whether it’s for a holiday or just to get together, cookouts can easily become costly if you do not plan accordingly. Before your next cookout, use these cookout budgeting tips to help you save big! Cheap and Easy cookout ideas Ask for [...]

Affordable Cookout Ideas2022-01-07T11:40:27+00:00

Grill Buying Guide

Grilled ribeye steak or fresh grilled salmon with a lemon butter sauce? Classic barbeque chicken or sweet baby back ribs? Perhaps you’re in the mood for a grilled steak salad or something different like rosemary ranch chicken kabobs! Whatever you’re in the mood for, it’s summer grilling season and that means it’s time to get the grill ready. For those looking for a new grill, here are some things you need to know about [...]

Grill Buying Guide2022-01-07T11:35:28+00:00

Fly Cheap: How to Get the Best Deal on Airfare

How to Get the Best Deal on Airfare How do you get the best deal on airfare? According to a study done by CheapAir.com, you should book your flight 76 days in advance, on average, to receive the lowest possible price. Now don’t go counting out 76 days just yet…every person’s trip is different and a variety of factors went into obtaining this number. CheapAir.com does state booking a flight within 21-115 days in [...]

Fly Cheap: How to Get the Best Deal on Airfare2022-01-07T11:28:12+00:00