Financial Advice and Tips

Your credit score is an extremely important number that can affect your ability to make a major purchase or investment. The higher your credit score, the better, or more creditworthy you are perceived to be by lenders. This will result in lower interest rates and more purchasing options for you. To learn more about what a credit score is and how it can affect you financially click here. If you think your credit score could be [...]

Your credit score is an extremely important number that directly impacts your ability to obtain any sort of credit such as a personal loan, credit card, mortgage, or car loan. Many people may know what their credit score is, but they may not know what exactly that number means and how it affects them financially. What is a credit score? So, what is a credit score? The technical definition is a number assigned to [...]

Should I buy a boat? Buying a boat might not be as painful as you think. If you are truly interested in purchasing a new or used boat, consider organizing the process into three phases – Planning, Shopping, and Decision. To help you get started, we’ve created a series of essential questions you’ll want to consider throughout the process of boat buying. Phase 1 – The Planning Phase The planning phase of a boat [...]

If you are feeling overwhelmed with bills each month, loans for debt consolidation may be the right choice for you. So, what exactly is a debt consolidation loan? A debt consolidation loan combines several loans or liabilities into one loan. The process involves taking out a new loan to pay off other debts. If you are in a financial bind due to large amounts of unpaid debt, there are many benefits to taking out a [...]

If you have ever been a victim of identity theft, you know how devastating the effects can be. The best way to protect yourself from identity theft is through proactive prevention. Learn how to best protect yourself from identity theft here. However, if you have been affected by identity theft, follow these steps to quickly resolve the issue: […]

Today identity theft is so common that the Federal Bureau of Investigation cites it as “America’s fastest growing crime problem.” It occurs when a person obtains personal information such as credit card numbers, Social Security numbers, or bank account information to commit fraud or other crimes.Given the recent information breech at Target stores, where up to 110 million people are suspected to have their identity stolen, identity theft is on the top of everyone’s [...]

With extra money in your pocket from tax returns, you may be thinking about buying a car. If so, why not consider buying used? Used cars can have a lower buying price and lower monthly payments, meaning you can get a better bargain! In addition, some used cars are still covered by their factory warranty, and studies have shown that over the past few years used cars have dramatically improved in reliability. If you are thinking about buying [...]