Personal loans with
Personal Touch
Personal loans with
Personal Touch
What is the difference between
an unsecured loan and a secured loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for an auto secured loan versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured loans
A secured loan means you are pledging something of value as an assurance that your loan will be repaid according to the agreed terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. Unsecured loans are sometimes considered riskier because there is no property or assets to recover in event of default. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Types of personal loans
A personal loan can meet a variety of needs, including medical emergencies, home improvement projects, vacations, weddings and debt consolidation. Mariner Finance has a solution that fits your needs.
How our personal loans work
Whether secured or unsecured personal loans, our loans give you the benefit of a monthly payment with a fixed interest rate, making it easier to manage expenses. The process is a simple one: apply for a personal loan and receive a quick decision.
Why choose
Mariner Finance?
We recognize that people are short on time, so we respond with answers and solutions quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan. And we provide resources that make people more informed borrowers. Simple, but true.
How has Mariner come through for you?
Personal
loans for
when life
happens
Got questions?
Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a
person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a
personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals.