Combine
and Conquer
Combine
and Conquer
What is debt consolidation?
Debt consolidation loans are a type of debt refinancing that allows consumers to pay off various unsecured debts by combining them into one loan with one monthly payment. Most consumers consider debt consolidation for unsecured debts which yield a high interest rate, such as credit cards, medical bills, high-interest loans and other various bills.
Secured Loans
You may qualify for a lower rate and/or a higher amount with an auto secured loan for debt consolidation. If you’re interested, see below for more information or reach out to your local branch if you have questions.
A secured loan means you are pledging something of value as an assurance that your loan will be repaid according to the agreed terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
What are the benefits of consolidating debts?
There are many benefits of getting a loan to manage your debt. Here is a list of some common benefits of debt consolidation loans:
When to use a loan to consolidate your debt?
When considering whether to consolidate debt, you should always consider the total interest you are paying over the term of the debt. However, things come up and before you know it and you may have more sources of debt than you would like. If this happens feel free to apply for a Mariner Finance debt consolidation loan to help make life more manageable.
Why choose
Mariner Finance?
Our experienced and licensed loan officers make it their business to educate customers and create loan solutions that fit the individual. Their mission is to make the process simpler, not the other way around. Because the more informed you are, the better decisions you make—not just today, but years from now as your needs change.
How has Mariner come through for you?
Personal
loans for
when life
happens
Got questions?
Get answers.
What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
Ready to speak to a
person—in person?
You have your own unique goals to meet, and it all starts with a 5 minute conversation with one of our team members. You can reach us directly at 877-310-2373.
What is a
personal loan?
Great question. It’s a loan that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal goals.